ALL MORTGAGES ARE NOT CREATED EQUAL

It's clear that many people want the 411 on what exactly happened with the housing crash. This explanation in no way implies I even know what I'm talking about, after all I am not an economist. But somehow the economists don't seem to know very much about it either so I figure I'll give it a try!

We all have an idea in our heads of what our dream house looks like. If you're lucky enough to be living in it, good for you. But most of us are losing that dream. We live in a country where most of us don't worry about basic necessities on a daily basis, like so many others around the world. But that's starting to change. Is this what Obama meant by "hope & change?"